Details ［GAICA Prepaid Card］

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Details ［GAICA Prepaid Card］

Details ［GAICA Prepaid Card］

Use in over 200 countries and territories!

As of Monday, April 1, 2024, we have stopped accepting payments at Visa merchants in Japan and overseas, withdrawals at ATMs overseas, and contactless payments.

The design of GAICA Prepaid Card/GAICA Flex Prepaid Card are the same.

We have stopped accepting new issuances for the prepaid card "GAICA" as of November 1st, 2023.

We have stopped accepting new issuances for the prepaid card "GAICA (Flex)" as of October 29, 2023.

We have stopped accepting loads for the prepaid card "GAICA" as of February 1st, 2024.

Product details

	GAICA Prepaid Card
Card issuer	APLUS Co., Ltd.
Card type	Visa prepaid card
How to apply	By designated Internet page or application
Eligibility	Eligible customers should be over 13 years old^* and meet the conditions mentioned below. ^*We will also confirm the purpose of transaction and consent from the parental guardian when signing up a customer who is a minor. GAICA Prepaid Card 1. Must be a resident of Japan 2. Have a working e-mail address
Term	5 years
Available currencies to load	JPY

Fees

	Currency	Fees	Memo
Membership fee	JPY	Free
Load/Reload fee	JPY	Free	Load or Reload means funding the Card Account.
Foreign exchange fee	JPY	4% of the used amount	The fee will apply when withdrawing in the local currency at overseas ATMs, or when using the card for shopping at overseas Visa affiliate stores. The foreign exchange fees listed on the left will only be applied when using the JPY balance and calculated from the used JPY amount for payment or withdrawal. This fee will be deducted from the card balance. When using the card in Japan, only the JPY balance will be used for settlement and foreign exchange rate fee will not be applied.
ATM withdrawal fee ^*1	JPY	JPY 200 / 1 time	The fee will apply when withdrawing in the local currency. The fee will be deducted from the card balance.
Refund fee	JPY	JPY 550 / 1 time	The fee will apply when the outstanding balance on the GAICA is refunded to a Member's designated domestic financial institution account in the name of the Member. The fee will be deducted from the card balance. If you wish to cancel your card at the same time as the refund upon termination of GAICA service, no refund fee will be charged.
Card reissue fee	JPY	JPY 1,100 / 1 time	The fee will apply when reissuing the card. The card will be sent to the registered address. The fee will be deducted from the card balance.
Card statement issuance fee (By request only)	JPY	JPY 220 / 1 time	The fee will apply when sending the card statement by postal mail. The fee will be deducted from the card balance.
PIN notification	JPY	JPY 220 / 1 time	The fee will apply when reissuing a reminder of your existing PIN. The PIN reminder will arrive at the registered address. The fee will be deducted from the card balance.
Emergency card reissue fee	JPY	JPY 2,200 / 1 time	The fee will apply when reissuing the card. The card will be sent to the specified address made by the member. The card may not be sent due to the circumstances of country and/or region. The fee will be deducted from the card balance.

*1 As an ATM owner, financial institutions may also charge the fee (hereinafter 'transaction fee/ATM usage fee'). The transaction fee/ATM usage fee will differ according to the financial institution in charge of the ATM.

Credit limit amount

	Credit limit amount	Memo
Load	JPY 1 million	Maximum amount which can be loaded per transaction The maximum amount to be loaded is JPY 2 million
Withdrawal from overseas ATMs	JPY 150,000 per transaction ^*2	The maximum amount which can be used at an overseas ATM
	JPY 300,000 per day ^*2
	JPY 300,000 per month ^{2 3}
Using card for making purchases overseas	JPY 1 million per transaction ^*2	The maximum amount which can be used at overseas shopping
	JPY 1 million per day ^*2
	JPY 1 million per month ^{2 3}
Using card for making purchases in Japan ^*4	JPY 1 million per transaction	The maximum amount which can be used at domestic (Japan) shopping
	JPY 1 million per day
	JPY 1 million per month ^*3

*2 Amount eguivalent converted into JPY.
*3 One month refers to the 1st (0:00:00) day of the month to the last day of the month (23:59:59) in Japan Standard Time(JST).
*4 Customers who have issued their cards before June 25, 2017 will have their Domestic (in Japan) shopping limit set at JPY 0. Please login to the Member-Only Site and change the credit limit.

How to Use

How to Load	The deposit for the load will be transferred to the designated Card Account at Mitsui Sumitomo Bank. The uploaded balance will be reflected on 10 a.m, 1 p.m, 4 p.m in Japan Standard Time(JST) on business day. The customer will bear the cost of the transfer. Fees will vary by financial institution time zone and the day of the week.
How to use	The services mentioned below can be used within the card balance. ・Shopping at overseas/domestic (Japan) Visa affiliate stores (1 time payment option only) ・Withdrawing amounts from overseas ATMs with "Visa" or "Plus" logo (The maximum withdrawal amount will be the equivalent of JPY 300,000 per month regardless of the local currency.) 1 month refers to the 1st day (0:00:00) of the month to the last day of the month (23:59:59) in Japan Standard Time(JST) Withdrawals will not be available at Japanese domestic ATMs. The JPY conversion rate applied will be by the international brand Visa’s JPY conversion rate.
Refunds	Refunds will be made to the account designated by the customer. Please ask for the "GAICA払い戻し依頼書" application form from the GAICA Customer Service Desk. Fill in the necessary information on the form and send it back to us with the postage paid envelope we have sent. Phone：03-6757-3655 (phone charges apply) - Japanese Only- Business Hours：9:30 a.m.-5:30 p.m. (Excluding Sundays and National Holidays) There will be fee for the refund.
Confirming account balance	The balance and total usage (from 1 day to 1 month) can be confirmed from the card balance inquiry menu of the Member-Only Site.
Confirming account activity	Account activity for the past 6 months can be confirmed from the account activity menu on the Member-Only Site.
Changing PIN	We will reissue a new card when changing your PIN. Please contact GAICA Customer Service Desk for assistance. Card reissuance fee will apply when reissuing a new card (please confirm fees on “Fees” section)
Suspending/Reactivating your card	The “利用停止・解除” (Suspend/Reactivate) function will be available on the top menu of the Member-Only Site.
Canceling your card	You can apply for cancellation of your card on the “解約申込” (Cancel) menu of the Member-Only Site. Cancellation will not be available until the amount used is confirmed. Cancellation will not be available until the refund is completed. Refund fee will apply.

Designated dispute resolution body

Contact	GAICA Customer Service Desk Phone： 03-6757-3655　-Japanese Only-　Charges will apply. Business Hours： 9:30 a.m.-5:30 p.m. (Excluding Sundays and National Holidays)
Designated dispute resolution body	In event in which transactions are in dispute, if you do not agree to the dispute resolution agreement proposed by the bank, under the Certified Fund Settlement law you have the option of stating your case to the following third party dispute resolution organizations (stated below) commissioned by the bank. [ Receipt of Complaints ] Japan Payment Service Association Phone：03-3556-6261 [ Dispute resolution ] Tokyo Bar Association, ADR Center Phone：03-3581-0031 Dai-Ichi Tokyo Bar Association, Arbitration Center Phone：03-3595-8588 Dai-Ni Tokyo Bar Association, Arbitration Center Phone：03-3581-2249

Contact

GAICA Customer Service Desk

Phone：: 03-6757-3655　-Japanese Only-　Charges will apply.
Business Hours：: 9:30 a.m.-5:30 p.m. (Excluding Sundays and National Holidays)

Designated dispute resolution body

In event in which transactions are in dispute, if you do not agree to the dispute resolution agreement proposed by the bank, under the Certified Fund Settlement law you have the option of stating your case to the following third party dispute resolution organizations (stated below) commissioned by the bank. [ Receipt of Complaints ]

Japan Payment Service Association: Phone：03-3556-6261

[ Dispute resolution ]

Tokyo Bar Association, ADR Center: Phone：03-3581-0031
Dai-Ichi Tokyo Bar Association, Arbitration Center: Phone：03-3595-8588
Dai-Ni Tokyo Bar Association, Arbitration Center: Phone：03-3581-2249

We have stopped accepting new issuances for the prepaid card "GAICA" as of November 1st, 2023.

We have stopped accepting new issuances for the prepaid card "GAICA (Flex)" as of October 29, 2023.

Customer Support

Representatives are standing by for any inquiries, emergency assistance, or procedures to ensure your safe, secure, and comfortable use of our services.