Before using your card

Important notes on loading foreign currencies

< Important notes on loading foreign currencies >
  • ・Loaded balance in 4 foreign currencies, it can only be used in areas where the currency is the local currency.
    (USD : USD currency area、EUR : EURO currency area、GBP : Starling currency area、AUD : Australian dollar currency area)
  • ・When using your GAICA Flex Prepaid Card overseas, any balance in the corresponding local currency that you have loaded to your card will be withdrawn. If you do not have sufficient balance in that currency, funds will automatically be exchanged and withdrawn from any JPY balance, you have loaded to your GAICA Flex Prepaid Card.
    For details, please check below for examples on withdrawing.
Important notes on loading foreign currencies Important notes on loading foreign currencies
Over 200 countries and territories
You can use both in Japan and overseas.
You can load your GAICA Flex Prepaid Card prepaid card with Japanese Yen and withdraw funds in the local currency at 2.6 million VISA & Plus Cash Dispenser or ATMs free of charge in more than 200 countries and territories (As of June 30, 2016). You can use your card for shopping at overseas/domestic (Japan) Visa affiliate stores within the card balance.
  • *When using your GAICA Flex Prepaid Card overseas and using the JPY balance, foreign exchange fees will also apply.

For examples

Card balance is JPY 100,000 and USD 100

Case 1Card balance of USD is higher than the ATM withdrawal amount (e.g. withdraw USD 50 in Hawaii, USA)

Card balance
JPY JPY 100,000
USD USD 100
withdrawal amount USD 50  
foreign exchange fees free  
ATM fee free  
Total amount USD 50 *1
Card balance
JPY JPY 100,000
USD USD 50

Card balance of USD is higher than the ATM withdrawal amount (e.g. withdraw USD 50 in Hawaii, USA)

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  • *1 ATM operators and/or financial institutions may charge a fee for transactions.
    The fee may differ depending on the financial institution.

Case 2Card balance of USD is less than the ATM withdrawal amount (e.g. withdraw USD 150 in Hawaii, USA)

Card balance
JPY JPY 100,000
USD USD 100
withdrawal amount JPY 15,000 *2
foreign exchange fees JPY 600 *3
ATM fee free  
Total amount JPY 15,600 *4
Card balance
JPY JPY 84,400
USD USD 100

Card balance of USD is less than the ATM withdrawal amount, withdrawn amount is debited from the JPY balance.

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  • *2 calculate USD1 = JPY 100 (May differ depending on the current foreign exchange rate)
  • *3 Withdraw from card balance of JPY and fee of 4.0% applied to withdrawal amount and deducted from JPY balance.
    For details, please click here.
  • *4 ATM Fee may apply. The fee may differ depending on the financial institution.

Case 3Withdraw in the local currency which is not the currency loaded onto the card (e.g. withdraw Brazilian real, BRL 200 in Brazil)

Card balance
JPY JPY 100,000
USD USD 100
withdrawal amount JPY 9,000 *5
foreign exchange fees JPY 360 *6
ATM fee free  
Total amount JPY 9,360 *7
Card balance
JPY JPY 90,640
USD USD 100

In case of withdrawing in the local currency which you didn't load onto the card, the entire amount will be deducted from the JPY balance

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  • *5 calculate BRL1 = JPY45 (May differ depending on the current foreign exchange rate)
  • *6 Withdraw from card balance of JPY and fee of 4.0% applied to the withdrawal amount and deducted from JPY balance.
    For details, please click here.
  • *7 ATM fees may apply. The fee may differ depending on the financial institution.
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